Life Hacks

   In a move aimed at strengthening the government’s communication strategies, Deputy Chief of Staff Eliud Owalo has appointed six new members to the Government Delivery Unit (GDU). The appointments are part of a broader effort to ensure clear, consistent, and transparent communication regarding government plans and their implementation.The newly appointed team members include:1. Boniface Odinga2. Patrick Amimo3. Dr. Carol Mandi4. Archie Achieng Ojany5. Wambui Ng’ayu6. Alloyce ObareThese individuals, selected for their diverse expertise and professional backgrounds, will play a key role in managing and communicating the progress of government projects, policies, and initiatives.According to a statement from Owalo’s office, the new team will focus on ensuring that citizens are kept informed about the government’s ongoing work, building trust, and fostering greater transparency in the public sector. Their primary task will be to craft and implement effective communication strategies that resonate with the public and enhance the government’s image.”The appointments reflect the government’s commitment to improving communication with the public and ensuring that our citizens are well-informed about the work being done on their behalf,” Owalo said. “This team will help bridge the gap between the government and the people, providing accurate and timely information that supports informed decision-making.”The Government Delivery Unit has been pivotal in supporting the government’s agenda by ensuring that key projects are implemented effectively and communicated clearly. With the new appointments, the GDU aims to further enhance its capacity to engage with Kenyans and keep them up to date on critical matters affecting the nation.The new members are expected to hit the ground running, as the government looks to further improve its communication frameworks and strengthen its relationship with the public in the coming months.This development comes as part of broader efforts by the government to modernize its communication processes and ensure that citizens are continuously updated on its plans and progress.  Read More 

   In a strongly worded statement, Member of Parliament Hon. Dr. Babu Owino has called for President William Ruto to take responsibility for the recent surge in abductions across the country. Owino criticized the government for its apparent inaction, questioning how the head of state could claim ignorance of the perpetrators when the state has the resources and infrastructure to address such crimes.The MP pointed to the government’s capacity for conducting large-scale data collection, such as the Social Health Assistance (SHA) program, which gathers personal information from millions of Kenyans, yet no similar efforts have been made to locate the missing youth.“This Government has the capacity to unravel the truth. If they can gather data on 50 million Kenyans for a social program, why can’t they use similar resources to find our missing youth?” Owino asked.The statement also challenged the President’s moral and constitutional authority, suggesting that his failure to act on the abductions amounts to a dereliction of duty. “If the President cannot identify those responsible for these heinous acts, then he has lost the right to lead,” Owino said.The MP’s remarks reflect growing public concern over the rise in abductions and disappearances, with many questioning the government’s commitment to protecting its citizens. Owino concluded his statement by demanding immediate action, accountability, and a thorough investigation into the abductions.“Kenyans deserve a government that prioritizes their safety, not one that hides behind a curtain of inaction,” he added.The government has yet to respond to the allegations.  Read More 

     By Timothy Angwenyi, Business Consultant, and Justine Nyachieo, Business Man & Mentor  When faced with the decision to either take a bank loan to build rental apartments or invest in dairy farming, many aspiring entrepreneurs find themselves torn between the two options. Both avenues hold the promise of significant returns, but the outcomes are highly contingent on the approach, risk management, and the nature of the investments. ### The Rental Property Option:In the context of real estate, using a title deed as collateral for a bank loan is a common method of financing property development. Suppose you borrow Ksh. 10 million from the bank to build a set of one-bedroom apartments. The cost of construction, including amenities and the perimeter wall, might amount to Ksh. 7 million, allowing for about 10 rental units. If each unit rents for Ksh. 7,000 a month, the total rental income would be Ksh. 70,000 monthly, or Ksh. 840,000 annually.However, the realities of loan repayment soon set in. With loan repayments at about Ksh. 35,000 per month (assuming 50% of the rental income is used for servicing the debt), your annual net income becomes Ksh. 420,000. After 24 years of making consistent repayments, the project could still be paying off the loan, with most of the returns simply servicing the debt. For many, this could lead to financial strain, a lack of liquidity, and additional stress as one attempts to balance lifestyle pressures.### The Dairy Farming Alternative:On the other hand, investing in a dairy farm can yield a far higher return within a shorter period. A quarter-acre plot, using the title deed as collateral, can allow you to borrow Ksh. 2 million to buy 10 Friesian cows at Ksh. 150,000 each. The average Friesian cow can yield up to 15 liters of milk daily. By selling 150 liters per day at Ksh. 40 per liter, you can generate a daily income of Ksh. 6,000, which translates into Ksh. 180,000 monthly or Ksh. 2.16 million annually.Considering that feed and maintenance costs for each cow can total around Ksh. 3,000 monthly, and the cost of a farmhand could be around Ksh. 8,000 monthly, your total monthly expenses would be approximately Ksh. 38,000. This leaves a net monthly income of Ksh. 150,000 or Ksh. 1.8 million annually—far higher than what would be generated from rental income.In just one year, the income from the dairy farm could enable you to pay off the Ksh. 2 million loan, allowing you to start building significant profits soon after. Additionally, the farm provides ample opportunity to diversify and grow supplementary businesses like growing grass for fodder or poultry farming to further enhance income.### Financial and Personal Impact:From a financial standpoint, the dairy farming venture demonstrates an expedited return on investment, with significant yearly profits from the outset. In contrast, rental property development, especially when financed by a loan, often requires years of debt repayment with minimal cash flow. For the entrepreneur, this can result in stress, feelings of inadequacy, and an ongoing cycle of indebtedness. With dairy farming, the relatively low overhead and the ability to diversify (by supplementing income with chickens or growing fodder) means that the investment provides a higher degree of financial flexibility. The dairy farm owner is not tied to long-term debt repayment plans and can quickly achieve financial independence, with the added benefit of a simpler business operation.### Conclusion:When comparing rentals versus dairy farming, the latter offers a faster, more sustainable path to wealth. While rentals may appear attractive in theory, they often involve years of financial strain due to large loans and slow accumulation of equity. Dairy farming, however, offers the potential for immediate returns, relatively low operational costs, and less financial stress, ultimately providing greater long-term satisfaction and a higher quality of life for the entrepreneur.In the modern world, where many people are entangled in the chase for status symbols and external validation, it’s essential to make business decisions that align with financial freedom and personal well-being. Dairy farming not only provides this but offers a more reliable and profitable return, demonstrating that practical, grounded business models can sometimes outweigh the allure of traditional investments.  Read More 

   
In today’s competitive job market, it’s easy to fall into the trap of complaining about a stagnant salary, especially when the pressures of financial stability loom large. But constant grumbling does little to improve your situation. Instead, take control of your future with these proactive steps that will not only improve your financial health but also enhance your career trajectory.
1. Recognize Your Worth
The first step toward improving your financial and career situation is to assess your skills and recognize the value you bring to your workplace. Reflect on your key achievements, successful projects, and the impact you’ve made. By recognizing your strengths and aligning your skills with the demands of your role, you build the confidence needed for any future negotiations and can position yourself for higher pay.
2. Strategize for a Raise
If you believe your salary doesn’t reflect your worth, it’s time to take action. Instead of complaining, research the market and understand what others in similar positions are earning. Prepare a well-documented case showcasing your accomplishments, with measurable outcomes, and pick the right moment—such as after a successful project or during performance reviews. This strategic approach increases your chances of securing that much-needed raise.
3. Diversify Your Income
Don’t rely solely on your day job to build your wealth. Explore additional income streams by starting a side hustle that taps into your interests and skills. Whether it’s freelancing, online tutoring, or selling products, diversifying your income can provide an immediate financial boost. Over time, passive income options such as blogging or investing in stocks can build a long-term income foundation.
4. Upskill and Reskill
In a rapidly changing job market, continuous learning is key. By investing in your personal growth—whether through online courses, certifications, or workshops—you make yourself more marketable for higher-paying roles or even career transitions. Platforms like LinkedIn Learning and Coursera offer accessible, cost-effective opportunities to expand your skill set and open doors to new career opportunities.
5. Take Control of Your Finances
A modest salary doesn’t have to spell financial struggle if you’re disciplined about budgeting. Track your spending, identify areas where you can save, and prioritize essential expenses. By redirecting savings into investments or debt repayment, you create a more secure financial foundation for yourself, regardless of your current salary.
6. Explore Career Advancement
If your salary has stagnated despite your best efforts, it may be time to seek new opportunities. Sometimes, switching companies or industries is the best way to achieve the career progression and compensation you deserve. Don’t be afraid to explore new roles that align with your skills and offer a more rewarding salary package.
Take Charge of Your Financial Future
Rather than dwelling on what you can’t control, focus on what you can change. By following these proactive steps, you’re not only improving your career prospects but also laying the groundwork for financial security. Stop complaining—start acting—and watch your financial and professional future transform for the better.  Read More 

  Vihiga County, January 6, 2025 – Renowned cartoonist George Kibet, popularly known as Kibet Bull, has been freed after being abducted on December 25, 2024. Kibet was released earlier today in Luanda, Vihiga County, under circumstances that remain unclear, but his family has confirmed that he is safe and in good health.His family members, who had been anxiously awaiting news of his whereabouts, are now preparing for an emotional reunion in Nakuru. Relieved relatives expressed their gratitude to well-wishers and authorities who worked tirelessly toward his safe return.Kibet, known for his sharp political and social cartoons, had been missing for over a week, sparking widespread concern in the art and media community.More details are expected as the investigation continues.  Read More 

   The Kitale Municipality, under the Department of Lands, Physical Planning, Housing, and Urban Development, has launched an ambitious pavement improvement program aimed at repairing and replacing parking lots in the town.Speaking during the launch of the works on Monday, Acting Municipal Manager Irine Nang’ole described the initiative as a cornerstone of Kitale’s beautification efforts, intended to restore the town to its former glory and transform it into a prime destination for both tourists and businesspeople.“This is part of our ongoing Kitale beautification program to change the face of the town,” said Ms. Nang’ole. “This year, we are committed to ensuring Kitale is clean, beautiful, and a welcoming destination for all.”As part of the program, the municipality will repair and mark the streets to provide motorists with proper parking spaces and a more organized environment for daily activities.Once the pavement works are complete, Ms. Nang’ole emphasized that road markings will follow to improve accessibility for visitors. “We want motorists to find Kitale town conducive and efficient as they go about their day-to-day activities,” she explained.The municipal manager also urged residents to support the beautification efforts by protecting the town’s infrastructure. “We are calling upon residents to cooperate by safeguarding the improvements, such as ornamental trees and litter bins placed strategically for rubbish collection,” she said.In a stern warning to vandals and lawbreakers, Ms. Nang’ole added, “Anyone found vandalizing litter bins or destroying ornamental trees will face severe consequences. Let this serve as a warning.”She also addressed concerns about stray cattle grazing in the town, which has been a long-standing issue. “Starting in 2025, we are taking a hard stance. Any animals found grazing in the town centre will be confiscated, and their owners will be charged for violating the law, and to carb the livestock menace, we are in the process of formulating bylaws that will curb illegal grazing,” she stated.The pavement improvement program is part of a broader initiative to restore Kitale’s reputation as a vibrant, clean, and organized urban hub.  Read More 

   
Kevin Okwara, an entrepreneur and coach, is known for his candid reflections on wealth, success, and the importance of financial wisdom. In a heartfelt recount of his own journey, Kevin shares the mistakes and lessons learned from his early years of prosperity and a fast-paced social life dominated by car enthusiasts.
Three years after graduating university, Kevin had achieved his first million. Surrounded by friends who were just as obsessed with luxury cars as he was, he found himself acquiring more vehicles for display than for necessity. His compound was crammed with four cars, each one newer and more expensive than the last, and the pursuit of a distinguished number plate was a constant source of competition. The idea of budgeting for fuel or maintenance was foreign to him. To Kevin, his wealth represented freedom, not responsibility. The cars became symbols of his success, and the thought of investing in something more enduring—like land—seemed unappealing at the time.
A particular moment stands out from this era. A friend, eager to offer sound advice, suggested Kevin invest in land in Kahawa Sukari, where half an acre was selling for a mere 250k. It seemed too costly to Kevin then, who was more inclined to invest in the tangible thrill of cars. A few months later, Kevin bought a 405 GTX for 1.5M, only to encounter engine problems shortly after. Within just four months, he sold it for a loss of 650k. Looking back, he reflects that had he chosen to invest in that half-acre of land in Kahawa Sukari, it would have yielded an enormous return by now.
Kevin acknowledges the power of choice, urging others to follow their own paths. However, he also emphasizes that true wealth goes beyond flashy displays. He believes that it’s crucial to understand the purpose of wealth and to build assets that provide long-term security. While he has no issue with anyone purchasing a luxury home, Kevin emphasizes that one must always consider whether they have the income to sustain it. He shares the story of a friend living in a grand, six-bedroom home in Kileleshwa, Nairobi. With all his children now living abroad, the house remains empty, and the property suffers from neglect. Despite the opulence, his friend cannot even rent out the space. For Kevin, it’s a poignant reminder of how an expensive property can end up costing more than it’s worth when it’s not generating income.
His perspective on housing as an investment is clear: it should not be the priority. For years, Kevin lived in a modest two-bedroom home, finding comfort in simplicity. He stresses that building a home is important, but it should be done thoughtfully. Investing in shares of a reputable company or diversifying wealth through more lucrative assets should take precedence. He believes young men with wealth should seek guidance from experienced and successful individuals to avoid making the same costly mistakes.
Reflecting on his own experiences, Kevin recalls how quickly money can vanish. It’s easy to feel invincible when wealth is abundant, but without the right financial strategy, it can all slip away, leaving only regret. The lessons he learned were hard-earned and, in many cases, costly. Now, as a coach, Kevin’s mission is to pass on those lessons, so others don’t have to learn them the hard way.
Through his story, Kevin Okwara offers a powerful message to today’s young entrepreneurs: the true key to success lies in knowledge and wisdom, not in the fleeting allure of status symbols. True wealth is built on smart investments, not on keeping up with the latest trends.  Read More